Here are details of trust companies that are offering UITF for investing in the Philippines. UITFs are commonly offered by banks as a way for the public to earn passive income. You’re going to learn the contact details, the return on investments (ROI) ...

Unit investment trust fund or UITF is a one of the many ways any Pinoy can actually invest to earn passive income. It is offered by banks and trust companies with most of them offering online access, making them really easy to open and manage. But how ...

As the year 2019 comes to a close, it pays to take a look at the top 10 best UITF (unit investment trust fund) Philippine funds year-to-date. For those who have started investing for their financial future at the start of the year on any of the funds, ...

You’ve heard about unit investment trust fund or UITF in the Philippines for Pinoy, and you might’ve spent the last hour scouring the internet or this blog on how to invest in them. And you’ve probably heard that UITF is offered by banks and trust comp...

When I started investing many years ago the first question I had was, where can I invest? I knew I wanted to begin with mutual funds because a friend told me about them. However, I hadn’t had the chance to get to know the companies that offer them. If ...

Why do companies decide to join Philippine Stocks Exchange? What are the benefits of going public that other businesses don’t have? I will try to answer what motivates companies from staying as a private establishment to becoming a public, whose s...

How can you you invest in the stock market? It was in 2018 that bought my first ever stock from the Philippine Stock Exchange. Here’s how that experience went and why I will continue to buy more in the future. This is also a beginner’s guide to everyon...

Which companies in the Philippines have reported highest dividends in 2019? This is the question I’d like to answer in this article. Related: Blue chip stocks with the highest dividends 2019 What is a dividend? When you buy a stock from the Philippine ...

In stock investing and in value investing in the Philippines, we know that the market goes up and down. When it is up, the prices of stocks rise and it’s pretty tricky to find ones that are inexpensive. When it is down, the prices of stocks goes down t...

In the previous article, I talked about P/E ratio and how it provides an understanding of stock price in relation to its earnings. That article concluded that while it is helpful in determining if a stock is overpriced or not, it may not be wise to rel...

In a perfect world, you and I will only be using one card to take care of all our banking needs. In reality, that’s just not the case. There are so many varieties of plastic cards available in the market in the Philippines, and it is quite confusing to...

Prepaid cards are very versatile bank products that you can use for cashless shopping, bills payment and online booking. They are also easy to acquire, there is no need for you to open an account. Those are the reasons that I’ve decided to get a BPI My...

Two weeks after I applied for a BPI e-Prepaid Mastercard, I went to the bank to claim the card. Here are the five (5) things that you should do to have a smooth, hassle-free experience. (For those who have come to this page for the first time, you may ...

I was excited getting the  BPI prepaid Mastercard. I couldn’t wait to use it right away. In this post, I am going to talk about how to load funds, inquire balance, use the card to make online purchases and view transaction history. If you’ve come acros...

In the Philippines, it’s crucial to have a legitimate ID in order to transact with both private and public offices. You must apply for various identity card that will also be recognized as a legal ID if you don’t currently have any valid ID...

Financial planning is bringing your future goals to the present so you can do something about it. As important as it is towards creating a fulfilling, financially-free future, it is sad that most Pinoys do not know its importance. What is financial pla...

When I was working as a corporate trainer, I used to buy Starbucks (decaffeinated) frappuccino at least once or twice a month. Like all millenials, I viewed my tall cup of sweet, whipped-cream beverage as ‘reward’ for all the hard work that I was doing...

Robert Kiyosaki, popular author of Rich Dad, Poor Dad and successful entrepreneur, has been strongly recommending people to be mindful of their income statement. But what is it? And how exactly can it help you? Income statement An income statement is a...

In the Philippines, it’s really unfortunate that financial education is not built into our school system. We’ve been told to study hard, work hard, and help out the family. From when we started going to school until we started our career, tha...

Are you looking for a low-risk investment? Treasury bills may be right for you. This article is going to talk about why they can be a good investment option. With so many available alternatives where you can invest your money and hope to earn pass...

One of the sources of passive income available to Pinoys is by investing in retail treasury bonds (RTB). But what is it? For many of us, particularly those who are just starting to learn about investing, it might be one of those things that are not par...

A bond is a type of asset that allows you to earn interest for the money that you allow to be borrowed to an institution, generally businesses and the government. Investing in them in the Philippines can be an option for certain types of investors. The...

What are the best HMO plans in the Philippines? Are you looking for the best prepaid HMO cards? This article is for all Pinoys looking for an affordable HMO plan: freelancers, self-employed, individuals, senior citizens, families, and employers (busine...

In the past, we’ve introduced a new means of earning passive income through investing in bonds, which are paper assets that offer investors a chance to get periodic proceeds. This article is going to focus on corporate bonds. What is a corporate bond? ...

I’ve discussed in a separate article about investing in Philippine companies with the highest report dividend yields for 2019. In this post, the list is focused on the dividends given out by blue chip stocks, the top 30 companies&#1...

Do you want to help the government in the fight against Covid-19? Buying Progreso Bonds, also known as RTB-24, can be an option. The Bureau of the Treasury has just announced the newest retail treasury bond. It is the second offering this year after th...

One of the common questions I get is, why should you take the chance to invest in securities? And I think it’s commonly asked because most of us know little about them. As mentioned earlier about investing, securities are paper assets. That is, unlike ...

Little is known about investing in money market funds in the Philippines. Unlike equities and index funds, most Pinoys are not familiar with the sort of assets that money market funds acquire. Maybe because it’s sort of on the ...

You will hear a lot of people telling you about stocks, shares and equities. Frequently, these words are used interchangeably. But are there any difference between the three? It turns out, there is. Stock A stock represents ownership of a company. For ...