keziah

Best Savings Accounts in the Philippines 2023

There are many banks in the Philippines that offer savings accounts to customers. But do you know which ones are considered the best among the rest? After all, choosing a bank account to open and keep is crucial as you wouldn’t want to miss t...
News

Saan Aabot Ang P20 Pesos Mo Can Buy P20

What can you buy with P20 pesos? It is a simple question. You can take it as a helpless statement about how the value of our peso is becoming less and less over the years due to inflation. Way back in college, P20 pesos could buy a decent lunch. (Oh do...
News

What is Investment Risk Return in the Philippines?

I am going to attempt and point out the risks and returns in investing in various assets in general. Of course, while the list below is not complete and as comprehensive as I would like it to be, I will try to be fair and objective. When doin...
News

Part V Start Investing Today

We’re now on the last post of our Investing series. I would like to say that you can go ahead and buy shares from the Philippine Stocks Exchange. But checking which stocks to buy, at what amount to purchase and how to build your portfolio are beyond th...
News

Start Investing Today

You are reading this short course because you might have heard about investing, but you don’t know where to start. Don’t worry. I was once like you. This is first part in a series of articles about the basics of investing. And it is my hope that a...
News

Part II Invest

In Part I, I talked about the need to start saving money and investing early. Because the value of money grows not only with earnings (compounding interest) but also with respect with time, we found out that there is cost in waiting. The longer that yo...
News

Invest IPO

Why do companies decide to join Philippine Stocks Exchange? What are the benefits of the company going public? And how can retail investors invest in companies whose shares are traded on the exchange for the very first time? This beginner’s guide to IP...
News

SSS Flexi Fund

Do you know that Social Security System has a special savings program exclusive to Filipinos working abroad? It’s called SSS Flexi-Fund, and it’s an investment option for overseas Filipino workers (OFWs) who would want to invest in ...
News

Philippines Feeder Fund What It Is And How To Invest

Have you heard of feeder funds? Is this the first time you’ve come across them? If you said yes, then you’re in luck. This article is going to discuss what they are, who offer them, their pros and cons, and how you can get started in investing in them....
News

FMETF First Metro Philippine Equity ETF

Don’t you know that there’s a stock that holds stocks of other companies? It’s called FMETF or First Metro Philippine Equity Exchange Equity Traded Fund, and it’s the only exchange traded fund in the Philippines. This article discusses an actual ETF th...
News

Investing In Philippine LTNCD A Beginners Guide

Long term negotiable certificate of deposit or LTNCD is one of the lesser known products in the Philippines that Pinoy can invest. In fact, BPI, Metrobank and BDO recently announced that they’re offering LTNCD with 4%, 5.375% and 3.75% interest per yea...
News

Benefits Investing Managed Fund 2

Investing a managed fund is one way to earn passive income. As already discussed, there are different companies that offer them: mutual funds, unit investment trust fund (UITF), exchange traded fund, Personal Equity and Retirement Account, and variable...
News

Investing In Managed Fund Mutual Fund UITF Vul

A managed fund, also called investment fund, is a pool of money from willing individual and institutional investors. It is for this reason that it is sometimes called pooled funds. It uses the money that it collected to buy and sell stocks, bonds, mone...
News

Investment 101 Ultimate Investing Guide For Pinoy

Studies show that millionaires do not depend on only one income. They have at least seven streams of income. How do they do that? Simple. They invest. This article is the beginner’s guide to investments that covers passive income, importance and benefi...
News

What Is The Best Index Fund In The Philippines

So I’ve talked about investing in index funds could be a better option when done long-term. Such claim is based on two things: expert recommendation and return over long term. Advice from experts like the highly successful stock investor Warr...
News

Philippine Mutual Fund Versus UITF Which Is Better

A lot of people on social media and those who are beginning to invest have one question. When investing in the Philippines which is better, mutual fund or unit investment trust fund (UITF)? And it’s been asked so many times that I finally just want to ...
News

Which Is Better Investing In Mutual Fund UITF Or Stocks

If you have P10,000 right now that you’re ready to invest, where would you place it? Buy direct stocks or put it in UITF, mutual fund, PERA account, or exchange traded fund like the First Metro Philippine Equity Exchange Traded Fund? In this article, I...
News

Part III Things Investing

One of my many mistakes when I was starting was to disregard some of the important things about investing, such as tying it with a personal goal, knowings its and returns. In this article, I am going to write about what makes your investment meaningful...
News

Stage 4 Buy Insurance Income Protection

Insurance plays an essential role to personal finance. It protects you against life’s uncertainties, such as sickness, disability and untimely death. It’s a means of replacing loss of income brought about by these circumstances, minimizing their impact...
News

Financial Planning

Personal financial planning is about managing your money. Plain and simple. And I know you might ask, why am I making a blog about this one topic? I mean, I know all of us are dealing with money day in and day out for personal and work-related reasons....
News

Stage 5 Debt Free

Debt is any money you owed. It can range from personal loan with a friend or a family member to loans with a bank through a credit card and home mortgage. Good debt versus bad debt Something is considered a good debt if its value increases over time an...
News

Living Expenses Statement Worksheet

Download the Living Expenses Statement worksheet for free! To use the worksheet, make sure to read our post on why estimating your expenditures is important in knowing your cash flow. Here are the instructions: Download Living Expenses Statement worksh...
News