Prepaid cards are gaining more and more popularity. They’re easy to acquire and convenient to use. You can use them to pay in booking your flights, dining and shopping cashless, making purchases online, and buying tickets without the hassle of bac...

If you are thinking of investing by buying one, your question would be—how does it earn? In this post, I’m going to discuss the two ways a stock can earn an income for an investor like you. In What is a stock, I talked about the two types of a stock: c...

Are you looking in the market for the best checking accounts? This article compares what universal banks in the country are offering in terms of low opening balance, low maintaining balance, and high interest rates. What is a Checking Account? Checking...

Another common question I get a lot is, what is a stock? When I ask this question back, they seem to have heard of it but they can’t bring themselves to explain. A stock is written piece of proof that represents ownership of a company. I don’t mean bus...

What are the largest companies in the Philippines? I’ve talked about the stock index and how to earn from index funds, but there isn’t really a separate page that looks into the businesses that make up the Philippine Stock Exchange index (PSEi). This a...

How much do you need to start buying stocks from the Philippine Stock Exchange (PSE)? Is there a minimum amount when you invest? In this article, I’m going to answer these questions. More than that, I’ll try to explain why you should listen to long-tim...

One of the most common questions we get from our readers is how to get started investing in the stock market. And the short answer is, simply, get a stock broker. But we know there is more to it than just that. Thus, this article is going to talk ...

How many times have you asked, “Where did all my money go?” You’re not alone. According to studies, only 1 out 3 of Pinoys are tracking their expenses. This is not just good news. Those who do track their spending have better chances in being able to s...

In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them...

Do you wish to become part-owners of airports, shopping malls, hospitals, tollways, warehouses, hotels, residential and commercial buildings, and other income-generating properties? Of course yes. All of us want to be part in the real estate business b...

Another year has ended. So how did unit investment trust funds or UITF perform? Indeed, the year 2020 is full of challenges. No doubt about that. Of course, as news from China of a mysterious illness that causes respiratory disease spread, the world ha...

Do you know there’s a chance to earn passive income through Pag-ibig or the Home Development Mutual Fund (HDMF)? It’s called MP2 or modified Pag-ibig savings program. When MP2 was launched in 2010, it’s been posting higher and tax-free dividend compare...

Pag-ibig MP2 or Modified Pag-ibig Savings Program 2 is one of the passive income in the market that’s open to almost anybody to invest. The way it earns is not hard to understand, and it is also relatively easy to start an account just by visiting the ...

In a separate article on Pagibig-MP2, a discussion on the many benefits of the program included its tax-free income, guaranteed capital, dividend options, and small starting capital for as low as P500. In a separate article, I’ve discussed how you can ...

Do you want to know term insurance products that are available in the Philippines today? Then, this article is a great place to start as we’re going to discuss FlexiProtect from AXA Philippines is the right fit for you. What is term...

Sometimes, a term insurance just doesn’t fit your needs. It only insures you for a specific period of time. For example, FlexiProtect from AXA Philippines can give temporary coverage for five years. However, if you want a life insurance that can cover ...

Are you worried of serious diseases? Does your family have suffer debilitating illnesses? Would you want to get a insurance and cover for critical conditions? HealthMax might be what you are looking for. HealthMax HealthMax is a whole life insurance of...

As a parent, you’re always concerned about your kid’s future. You want to give the best to them and help them prepare for the future through good education. But quality education does not come cheap. Similarly, you worry about their welfare when you di...

A preferred share, also called preferred stock, is just like any stock of a company. It represents part-ownership of the business, and people who acquire them have interest in its commercial success. As mentioned in the discussion on what is a stock an...

So you’ve heard about investing into mutual funds and UITF. You probably have friends or family members into it already, and you’re wondering if it’s right for you. Maybe you’re even close to opening an account, so you too can start earning passive inc...

Banco de Oro has announced recently that they’re offering bonds to the investing public. The Sy-led bank promises to pay 4.408% for a term of 2.5 years, with the interest to be credited to the account every quarter. If you were to invest into these bon...

Arthaland Corporation, previously known as EIB Realty Developers Inc., have recently announced that they’re offering ASEAN green bonds worth ₱2 billion with ₱1 billion allocated for oversubscription. The company offers an interest of 6.3517% interest p...

Security Bank has just announced that it is offering long term negotiable certificate of deposit (LTNCD) starting January 13 until 24, 2020. The notes are expected to mature after 5 and a half years with an interest of 4% per year. The questi...

Do you want to invest in bonds? Are you looking to invest that is safe and backed by the government? The Bureau of the Treasury has recently announced that it is issuing a new tranche of retail treasury bonds (RTB). Called RTB 2020, they can be acquire...

What are the best stock brokers in the Philippines? This is one of the most common questions we receive on a day-to-day basis. Beginners who are new to investing in the stock market, and even veteran traders, would want to be with a brokerage firm...

If someone did invest the moment the program started in 2010, how much would their savings be in the present? Pag-ibig has already announced that the dividend rate for 2019 is at 7.23%. What does this rate mean and how has MP2 grown since 2010, the yea...

Do you want to know how to get hold of companies that offer you mutual funds to invest with your money? In this article, you will see the alphabetical list of investment companies in the Philippines, their contact information, and the funds that they m...

What is the best companies offering insurance in the Philippines? This is an important question because many websites and blogs have different claims, so this article consolidates reports from the Insurance Commission released in July 2022. 2022 I...

In investing in investment funds like mutual funds, you would want the cost of investing as low as possible. This is done by selecting a fund with the least cost. The higher the mutual fund fees, the lesser your potential earnings becomes. And one of t...

Everyone who is about to invest always would want to know how much they could expect to earn in return for entrusting their money. Whether it’s investing in real estate, business or investment fund, it’s the question that is first and foremost in our m...