GCash, a widely used mobile wallet in the Philippines, has gained popularity for its convenience and versatility in managing financial transactions. One of the essential aspects of utilizing GCash is the ability to cash in or load funds into your GCash...

GCash has definitely transformed the way we handle financial transactions in the Philippines. All thanks to its convenient features and widespread acceptance, it has become an indispensable tool for millions of users, including myself.  However, a...

Did you ever pause to contemplate while checking your insurance coverage or looking into insurance options? If you’ve ever wondered, “What is insurance? Do I actually need it, too? Insurance may be a complex and confusing subject. How does ...

Why do you need to buy insurance? And when you buy one, what are the advantages of buying a life insurance policy? You may find that we cover this topic extensively in our blog, and it’s because we believe in it. We advocate for every Pinoy to get insu...

In the Philippines, businesses can register as a corporation with the Securities and Exchange Commission. Corporations will start as privately-held; meaning, they do not have to submit periodic reports that are to be made public. Publicly-listed compan...

Remember how sluggish and slow government services were? Before, filing for PRC licensure examinations required a long queue of lines and a lot of paperwork but life nowadays has been made easier because of the internet and modern technology. This inno...

Talk N’ Text (TNT) is one of the most popular and most trusted cellular services of Smart Communications in the Philippines. Affordability, credibility, and fast network service are just some of the factors that made TNT very popular in the Philippines...

Smart is one of the most popular and most trusted cellular services of Smart Communications in the Philippines. Smart has definitely set the standard of every Filipino in selecting such cellular services.  With Smart’s proven and tested high-speed...

Living and growing up in a Filipino family is fun, but only until you’ve reached adulthood and are necessitated to look for and apply for a job. Getting a job in the Philippines is truly a big deal since it is the only way for you to live and sur...

I’m pleased to tell you how I set up my own cafe in my home as someone who adores coffee and is a certified coffee addict! You are completely mistaken if you believe that making coffee at home can never compare to purchasing it. Even yet, I can s...

If you’re a PWD in the Philippines, you’re not only a part of the Philippine society but also entitled to privileges and benefits that keep you from being disadvantaged. While you have equal rights as any other Filipino, you receive advanta...

Are you a first-time mother wondering if your husband can also file a leave once your little one arrives? Or are you a soon-to-be-dad who wishes to familiarize himself with the paternal benefits being offered by the Philippine government? Or someone ju...

There is an ongoing debate whether it makes sense to buy a life insurance for your kids. Many experts in the industry don’t seem to quite agree. While it is ultimately your decision, it pays to understand the two sides of the coin on this mat...

What can you buy with P20 pesos? It is a simple question. You can take it as a helpless statement about how the value of our peso is becoming less and less over the years due to inflation. Way back in college, P20 pesos could buy a decent lunch. (Oh do...

I am going to attempt and point out the risks and returns in investing in various assets in general. Of course, while the list below is not complete and as comprehensive as I would like it to be, I will try to be fair and objective. When doin...

We’re now on the last post of our Investing series. I would like to say that you can go ahead and buy shares from the Philippine Stocks Exchange. But checking which stocks to buy, at what amount to purchase and how to build your portfolio are beyond th...

You are reading this short course because you might have heard about investing, but you don’t know where to start. Don’t worry. I was once like you. This is first part in a series of articles about the basics of investing. And it is my hope that a...

In Part I, I talked about the need to start saving money and investing early. Because the value of money grows not only with earnings (compounding interest) but also with respect with time, we found out that there is cost in waiting. The longer that yo...

Why do companies decide to join Philippine Stocks Exchange? What are the benefits of the company going public? And how can retail investors invest in companies whose shares are traded on the exchange for the very first time? This beginner’s guide to IP...

Do you know that Social Security System has a special savings program exclusive to Filipinos working abroad? It’s called SSS Flexi-Fund, and it’s an investment option for overseas Filipino workers (OFWs) who would want to invest in ...

Have you heard of feeder funds? Is this the first time you’ve come across them? If you said yes, then you’re in luck. This article is going to discuss what they are, who offer them, their pros and cons, and how you can get started in investing in them....

Don’t you know that there’s a stock that holds stocks of other companies? It’s called FMETF or First Metro Philippine Equity Exchange Equity Traded Fund, and it’s the only exchange traded fund in the Philippines. This article discusses an actual ETF th...

Long term negotiable certificate of deposit or LTNCD is one of the lesser known products in the Philippines that Pinoy can invest. In fact, BPI, Metrobank and BDO recently announced that they’re offering LTNCD with 4%, 5.375% and 3.75% interest per yea...

Investing a managed fund is one way to earn passive income. As already discussed, there are different companies that offer them: mutual funds, unit investment trust fund (UITF), exchange traded fund, Personal Equity and Retirement Account, and variable...