If you’re from the Philippines, I’m sure that at one point, you, just like many others, got the #NasaLazadaYan and Shopee Baby Shark jingles stuck in your head. Who knows, maybe it’s still stuck in there up to this day. I bet you prob...

Youtube is something that kids and teenagers have grown up with. We are aged at the same time the technology around the world did, allowing us to better understand it. Before anything else, let us first define Youtube.  What is Youtube? Youtube is...

How many times have you asked, “Where did all my money go?” You’re not alone. According to studies, only 1 out 3 of Pinoys are tracking their expenses. This is not just good news. Those who do track their spending have better chances in being able to s...

When most Filipinos are bored, they turn to online gaming, especially after the COVID-19lockdown. With these online games, numerous Android phone developers launched gaming phones; and many Filipinos were enticed to purchase a gaming phone; however, so...

In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them...

Do you wish to become part-owners of airports, shopping malls, hospitals, tollways, warehouses, hotels, residential and commercial buildings, and other income-generating properties? Of course yes. All of us want to be part in the real estate business b...

Another year has ended. So how did unit investment trust funds or UITF perform? Indeed, the year 2020 is full of challenges. No doubt about that. Of course, as news from China of a mysterious illness that causes respiratory disease spread, the world ha...

Do you know there’s a chance to earn passive income through Pag-ibig or the Home Development Mutual Fund (HDMF)? It’s called MP2 or modified Pag-ibig savings program. When MP2 was launched in 2010, it’s been posting higher and tax-free dividend compare...

As the world advances in so many aspects to provide support, comfort and convenience to our daily needs, the entertainment industry has come to that age wherein people can now enjoy streaming their favorite TV shows and movies. Not only that, gone are ...

Listening to music is just a very relaxing and satisfying feeling, isn’t it? It can be either someone’s hobby or can be someone’s escape or coping mechanism whenever they feel drained, sad, or stressed. Your safe haven could be music.  As someone ...

Pag-ibig MP2 or Modified Pag-ibig Savings Program 2 is one of the passive income in the market that’s open to almost anybody to invest. The way it earns is not hard to understand, and it is also relatively easy to start an account just by visiting the ...

Craving for different cuisines which you can find in one place? Anticipating unlimited access to beef, pork, chicken, or seafood? Dying to indulge your sweet tooth in the different dessert selections but do not have an idea where to spot them? Let us i...

In a separate article on Pagibig-MP2, a discussion on the many benefits of the program included its tax-free income, guaranteed capital, dividend options, and small starting capital for as low as P500. In a separate article, I’ve discussed how you can ...

Pay police clearance via GCash? How is it possible? Is it even really possible to pay for such transactions like this using Gcash? With all of these questions that you might be thinking right now, let us all together figure out if it is really possible...

Do you want to know term insurance products that are available in the Philippines today? Then, this article is a great place to start as we’re going to discuss FlexiProtect from AXA Philippines is the right fit for you. What is term...

Sometimes, a term insurance just doesn’t fit your needs. It only insures you for a specific period of time. For example, FlexiProtect from AXA Philippines can give temporary coverage for five years. However, if you want a life insurance that can cover ...

Are you worried of serious diseases? Does your family have suffer debilitating illnesses? Would you want to get a insurance and cover for critical conditions? HealthMax might be what you are looking for. HealthMax HealthMax is a whole life insurance of...

As a parent, you’re always concerned about your kid’s future. You want to give the best to them and help them prepare for the future through good education. But quality education does not come cheap. Similarly, you worry about their welfare when you di...

A preferred share, also called preferred stock, is just like any stock of a company. It represents part-ownership of the business, and people who acquire them have interest in its commercial success. As mentioned in the discussion on what is a stock an...

So you’ve heard about investing into mutual funds and UITF. You probably have friends or family members into it already, and you’re wondering if it’s right for you. Maybe you’re even close to opening an account, so you too can start earning passive inc...

Banco de Oro has announced recently that they’re offering bonds to the investing public. The Sy-led bank promises to pay 4.408% for a term of 2.5 years, with the interest to be credited to the account every quarter. If you were to invest into these bon...

Arthaland Corporation, previously known as EIB Realty Developers Inc., have recently announced that they’re offering ASEAN green bonds worth ₱2 billion with ₱1 billion allocated for oversubscription. The company offers an interest of 6.3517% interest p...

Security Bank has just announced that it is offering long term negotiable certificate of deposit (LTNCD) starting January 13 until 24, 2020. The notes are expected to mature after 5 and a half years with an interest of 4% per year. The questi...

Do you want to invest in bonds? Are you looking to invest that is safe and backed by the government? The Bureau of the Treasury has recently announced that it is issuing a new tranche of retail treasury bonds (RTB). Called RTB 2020, they can be acquire...

What are the best stock brokers in the Philippines? This is one of the most common questions we receive on a day-to-day basis. Beginners who are new to investing in the stock market, and even veteran traders, would want to be with a brokerage firm...

Filipinos frequently quit their 9 to 5 jobs in order to start their own businesses.  The country’s 1,700 registered online businesses have increased to 1 million since the COVID-19 pandemic began.  As a matter of fact, as of June 2022, ...

If someone did invest the moment the program started in 2010, how much would their savings be in the present? Pag-ibig has already announced that the dividend rate for 2019 is at 7.23%. What does this rate mean and how has MP2 grown since 2010, the yea...