We’ve covered life insurance in the Philippines quite extensively. We discussed the purpose of getting insured, test for insurability, adding a rider, the general types of insurance products in the market, list of insurance companies you can buy them f...

A variable universal life (VUL) is a type of life insurance with a built-in savings. In its basic form, it is a life insurance so it pays off when the insured person dies. At the same time, a part of what you’re paying goes to some sort of income-earni...